SHAZAM myPIC STUDIO TERMS & CONDITIONS
The Hardin County Bank provides My PIC Studio debit card service subject to these Terms and Conditions. These terms and conditions are in addition to those found in the Regulation E Electronic Funds Disclosure governing all use of your card. The photo, logo, artwork or other image submitted by you, and all information thereon, are hereafter collectively referred to as the "Image."
You certify that you have read and understood the Image Guidelines and that the Image you submitted to The Hardin County Bank complies with the Image Guidelines. Your card-linked account will be debited $8.00 when your Image is approved. A $10.00 fee will be charged for replaced or reissued My PIC Studio cards. You warrant to The Hardin County Bank that:
The Hardin County Bank may, in its discretion, require evidence of the Image owner's consent or of your ownership of the Image. You (or you have obtained consent from the image's owner) grant to The Hardin County Bank a perpetual, non-transferable, non-exclusive, royalty-free, world-wide, irrevocable license to use the Image and the data you provide to The Hardin County Bank for the purpose of providing your My PIC Studio debit card. You consent (or have obtained consent from the Image's owner) to The Hardin County Bank storing, modifying copying or using the Image. You agree to indemnify, defend and hold The Hardin County Bank harmless, its affiliates, its card membership organizations and its and their respective shareholders, officers, directors, employees, agents, members, contractors and rep- resentatives from any and all claims, liabilities, losses, costs and expenses of any nature whatever (including, without limitation, attorney's fees) that may arise from the issuance or use of the My PIC Studio card with your submitted Image on it, including (without limitation) any and all claims alleging trademark or copyright infringement, and/or the violation of a right of privacy or publicity or any other right. The Hardin County Bank's liability hereunder is limited to refunding the fee associated with the issuance of the My PIC Studio debit card, and The Hardin County Bank is not liable to you for any loss, damage, claim or expense whatsoever in relation to any action or omission by The Hardin County Bank permitted under these Terms and Conditions. The Hardin County Bank is not responsible for poor quality Images or Images poorly positioned on the My PIC Studio debit card template. Your My PIC Studio debit card remains the property of The Hardin County Bank and you agree to immediately return it or destroy it if asked by The Hardin County Bank for any reason, of if the card or accounts that your My PIC Studio debit card is linked to is closed. Rejected Images, superceded Images and Images from canceled My PIC Studio debit cards, accepted Images, and copies thereof, may be stored for any period of time, and may be purged at any time that The Hardin County Bank may choose in its sole discretion. If a submitted Image is rejected, the Bank will notify you by e-mail, without any obligation to justify its decision. Each Image submitted is subject to the $8.00 fee. You will want to be very careful that you submit a photo that meets the Image Guidelines If a submitted Image is rejected, you can submit a new Image and request a new custom card design. Each Image submitted is subject to the $8.00 fee. The Hardin County Bank reserves the right not to accept or use any Image you submit, or to refuse to issue a My PIC Studio debit card, for any reason whatsoever in the Bank's sole discretion.