Business Checking

Regular Business Checking

• Minimum Opening Deposit of $100.00
• Minimum balance to avoid imposition of fees – If your average ledger balance falls below $600.00, we will impose a maintenance fee of $10.00 per monthly statement cycle
• Unlimited check writing
• ATM or debit card available (subject to approval)
• Internet Banking
• Bill Pay
• Monthly statements, with images

Super NOW Checking

• Minimum Opening Deposit of $1,000.00
• Minimum balance to avoid imposition of fees – A maintenance fee of $10.00 will be imposed each statement cycle if your Average daily balance for the cycle drops below $1,000.00.
• Rate information – Your interest rate and annual percentage yield may change at our discretion
• Compounding and crediting frequency – Interest will be compounded monthly and be credited to your account every month
• Unlimited check writing
• ATM or debit card available (subject to approval)
• Internet Banking
• Bill Pay
• Monthly statement, with images

Preferred Investment Checking

• Minimum Opening Deposit of $5,000.00
• Minimum balance to avoid imposition of fees – A maintenance fee of $10.00 will be imposed every statement cycle if the Average daily balance for the cycle falls below $1,000.00.
• Rate Information – (This account has a two tiered rate feature) Your interest rate and annual percentage yield may change at our discretion.
• Compounding and crediting frequency – Interest will be compounded monthly and be credited to your account every month
• During any statement cycle, you may not make more than six withdrawals or transfers to another account of yours, or to a third party by means of a preauthorized, automatic, telephone, or computer transfer, or by check, draft, debit card, or similar order to a third party.  If you exceed the third party limitations set forth above, your account will be subject to closure by the bank.
• A transaction fee of $12.50 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of one during a monthly statement cycle.
• Monthly statements, with images

“The Unlawful Internet Gambling Enforcement Act of 2006 prohibits commercial customers from making or receiving payments of any kind relating to illegal internet gambling.  The Hardin County Bank will not knowingly process transactions involving any type of internet gambling.  By maintaining your account with us, you agree not to use your account for internet gambling.  The use of your account for internet gambling or any illegal transaction of any kind may constitute a default under your account agreement and result in termination of your account/ services.”