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Home Loans

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Real Estate Loans
“In House Loans” are available for the purchase or refinancing of your residence or second home. We can also provide financing for the purchase of land as well as manufactured housing.

Conventional Home Loans
If you are interested in a conventional home loan, then the options are endless. We can provide loan programs ranging from a fixed rate to interest-first loans. We can provide financing for your primary residence, second home, or your investment properties.

VA/FHA/Rural Housing Loans
If you need more flexibility in financing your home purchase, or in refinancing your current home, then a VA, FHA, or Rural Development Loan may be the answer. We offer all three types through our Home Loans Division.

Construction Loans
Construction loans for new homes and home improvements are available. We also offer the Cost Cutter Construction loan for those who feel they will pursue a conventional home loan for their permanent financing. This loan offers savings on closing costs and the transition from construction line to permanent financing is smoother without duplication of certain charges such as appraisal and attorney fees.

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All loans subject to credit approval.