Personal Checking
Electronic Notification is available for those customers that prefer to
receive their checking statements online. This is simply used as a
reminder that your statement can be viewed online. It is easy, print the
form, complete the form, and deliver the form to the one of our four
convenient locations. Please
click here to apply for
Email Notification.
PERSONAL CHECKING ACCOUNTS
SIMPLY FREE
- Minimum Opening Deposit of $100.00
- No minimum balance required
- Unlimited check writing
- ATM or debit card available (subject to approval)
- Internet Banking
- Bill Pay
- Monthly statements, with images
PREMIER (CLUB) CHECKING
- Minimum Opening Deposit of $100.00
- Basic Plan - $8.50 monthly fee (for $10,000.00 Accidental Death
& Dismemberment Insurance) Optional Additional Plan - $9.50 monthly
fee (for $20,000.00 Accidental Death & Dismemberment Insurance)
Family Plan - $10.50 monthly fee (for $30,000.00 Accidental Death &
Dismemberment insurance plus $2,500.00 coverage for each dependent)
These fees are discounted $1.00 for senior citizens (age 55 or
better).
- No minimum Balance required
- Unlimited check writing
- ATM or debit card available (subject to approval)
- Internet Banking
- Bill Pay
- Monthly statement, with images
SUPER NOW CHECKING
- Certain sole proprietorships, non-profit organizations and
governmental units are eligible under Federal guidelines to open NOW
accounts. Corporations, partnerships and other entities operated for
profit are not eligible under Federal guidelines to open NOW
accounts.
- Minimum Opening Deposit of $1,000.00
- Minimum balance to avoid imposition of fees – A maintenance fee
of $10.00 will be imposed each statement cycle if your balance drops
below $1,000.00 any day of the monthly cycle
- Rate information – Your interest rate and annual percentage
yield may change at our discretion
- Compounding and crediting frequency – Interest will be
compounded monthly and be credited to your account every month
- Unlimited check writing
- ATM or debit card available (subject to approval)
- Internet Banking
- Bill Pay
- Monthly statement, with images
PREFERRED INVESTMENT CHECKING
- Minimum Opening Deposit of $5,000.00
- Minimum balance to avoid imposition of fees – A maintenance fee
of $10.00 will be imposed every statement cycle if the balance falls
below $1,000.00 any day of the cycle.
- Rate Information – (This account has a two tiered rate feature)
Your interest rate and annual percentage yield may change at our
discretion.
- Compounding and crediting frequency – Interest will be
compounded monthly and be credited to your account every month
- Limited Transactions – A transaction fee of $12.50 will be
charged for each debit transaction (withdrawal, check paid,
automatic transfer, or payment out of this account) in excess of
three during a monthly statement cycle.
- Monthly statements, with images
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