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PERSONAL SAVINGS ACCOUNTS

REGULAR SAVINGS
  • Minimum Opening Deposit of $50.00
  • Minimum balance to avoid imposition of fees – a maintenance fee of $2.00 will be imposed every month if the balance in the account falls below $50.00 any day of the month.
  • Rate Information – Your interest rate and annual percentage yield may change at our discretion.
  • Compounding and crediting frequency – Interest will be compounded monthly and be credited to your account quarterly
  • Limited Transactions – Transfers from a Regular Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfers are limited to three per statement month with no transfers by check, draft, debit card or similar order to third parties.
  • Quarterly Statements

MONEY MARKET SAVINGS

  • Minimum Opening Deposit of $10,000.00
  • Rate Information – (This account has a three tiered rate feature) Your interest rate and annual percentage yield may change at our discretion.
  • Compounding and crediting frequency – Interest will be compounded monthly and be credited to your account every month
  • Limited Transactions – Withdrawals are limited to one per statement cycle or a fee of $12.50 will be imposed per transaction.
  • Transfers to another account or to third parties by preauthorized, automatic, telephone, or computer transfers are limited to one per statement cycle or a fee of $12.50 will be imposed.
  • Your statement will cycle on the 25th of the month
  • Monthly statements, with images

CLUB SAVINGS – PERSONAL

  • CHRISTMAS
  • VACATION

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