Personal Checking

Electronic Notification is available for those customers that prefer to receive their checking statements online. This is simply used as a reminder that your statement can be viewed online. It is easy, print the form, complete the form, and deliver the form to the one of our four convenient locations. Please click here to apply for E-mail Notification.

Below is a list of our personal checking accounts:

Regular Checking

Minimum Opening Deposit of $100.00
Minimum balance to avoid imposition of fees - A maintenance fee of $10.00 will be imposed each statement cycle if the average daily balance for the cycle falls below $300.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Unlimited check writing
ATM or debit card available (subject to approval)
Internet Banking
Bill Pay
Monthly statements, with images

Student Checking Account

Minimum Opening Deposit of $100.00
Available to students up to age 24*
Internet Banking
No Service Charge
No minimum balance required to maintain account
E-Statements only**

* After age 24, student checking will be changed to our Regular Checking Account. This includes a minimum balance to avoid imposition of fees.

**Paper statements are available upon request for a fee of $2.95 per statement.

Premier (Club) Checking

Minimum Opening Deposit of $100.00
Basic Plan - $8.50 monthly fee (for $10,000.00 Accidental Death & Dismemberment Insurance) Optional Additional Plan - $9.50 monthly fee (for $20,000.00 Accidental Death & Dismemberment Insurance) Family Plan - $10.50 monthly fee (for $30,000.00 Accidental Death & Dismemberment insurance plus $2,500.00 coverage for each dependent) These fees are discounted $1.00 for senior citizens (age 55 or better).
No minimum Balance required
Unlimited check writing
ATM or debit card available (subject to approval)
Internet Banking
Bill Pay
Monthly statement, with images

Super NOW Checking

Certain sole proprietorships, non-profit organizations and governmental units are eligible under Federal guidelines to open NOW accounts. Corporations, partnerships and other entities operated for profit are not eligible under Federal guidelines to open NOW accounts.
Minimum Opening Deposit of $1,000.00
Minimum balance to avoid imposition of fees – A maintenance fee of $10.00 will be imposed each statement cycle if your balance drops below $1,000.00 any day of the monthly cycle
Rate information – Your interest rate and annual percentage yield may change at our discretion
Compounding and crediting frequency – Interest will be compounded monthly and be credited to your account every month
Unlimited check writing
ATM or debit card available (subject to approval)
Internet Banking
Bill Pay
Monthly statement, with images

Preferred Investment Checking

Minimum Opening Deposit of $5,000.00
Minimum balance to avoid imposition of fees – A maintenance fee of $10.00 will be imposed every statement cycle if the balance falls below $1,000.00 any day of the cycle.
Rate Information – (This account has a two tiered rate feature) Your interest rate and annual percentage yield may change at our discretion.
Compounding and crediting frequency – Interest will be compounded monthly and be credited to your account every month
Limited Transactions – A transaction fee of $12.50 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of three during a monthly statement cycle.
Monthly statements, with images