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Personal Insurance

The Hardin County Bank Insurance Agency became a subsidiary of The Hardin County Bank in 1996. It exists to provide both personal and commercial insurance products that will take care of all your insurance needs. Purchasing from an independent insurance agent allows you to use the services of well-trained, licensed professionals that have access to numerous markets and expertise in order to provide you with individualized coverage. Our agents are available to answer questions and solve your problems at our four convenient locations in Savannah, Adamsville, and Pickwick/Counce.

To receive a Personal Insurance quotation click here.

Visit the HCB Insurance website at


Pickwick St.



235 Wayne Rd. 780 Pickwick St. 7115 Hwy 57 433 Main St.
Savannah, TN 38372 Savannah, TN 38372 Counce, TN 38326 Adamsville, TN 38310
(731) 925-9001 (731) 925-7171 (731) 689-4147 (731) 632-9001















 Automobile                                                                       jillcar

If you own, rent, or lease an automobile you will need insurance to protect yourself against damage or theft. Without the proper coverage, automobile owners can find themselves paying too much for their automobile insurance, which is why we know you want to get the right coverage for the right price. Our goal is to provide you with the information you need to make the right decision.


Whether it is a sailboat, sportsfisher, or a yacht for the lake, we can insure your boat no matter what the size. The Hardin County Bank Insurance Agency has several different companies to choose from and we can get you the right amount of coverage for the right price.


Your home is probably your largest investment that you have ever made and neglecting to protect your home properly can be catastrophic. The Hardin County Bank Insurance Agency can show you what type of insurance you need to protect your home and its contents. Even if you rent a home, apartment, or condominium you still need to protect your possessions. Our agents have the expertise to design an insurance program that specifically fits your needs.

Mobile Home Insurance                                                          house in hands
Mobile home insurance is one of our specialty items and we have several markets to provide the exact coverage for the mobile home you have purchased.


Recently areas have flooded that we never before thought possible.  If there is any doubt you need the coverage call us as the regular homeowners policy does not cover flood.

Builders Risk

If you are contemplating building a new home, check with us for coverage during the construction process.  A regular homeowners policy does not provide this type of coverage.


If you like to ride in the wind, The Hardin County Bank Insurance Agency can make your ride safer with the proper coverage for you and your bike.


The Hardin County Bank Insurance Agency cares about the people you care about; that is why we offer a variety of life insurance packages to meet your family's needs and budget. Our agents will handle all of the details so you can focus on what really matters, taking care of your family!



Medical costs are rising everyday and finding affordable healthcare coverage is becoming more difficult. The Hardin County Bank Insurance Agency knows that having the right coverage can help ensure that you and your family will remain healthy, both physically and financially. We offer an array of health insurance to make sure that your health care needs are met.

Medicare Part D

This is a prescription drug coverage program for Medicare eligible enrollees. Please come by and talk with one of our agents to choose the best plan for you.

Medicare Supplement

The Hardin County Bank Insurance Agency cares about your health. For our customers 65 and over, we offer Medicare Supplements plans A thru J at competitive rates so that your healthcare needs are always covered. Our professionally trained agents will take the time that you need in helping you choose the correct plan that best fits your needs and budget!

Long Term Care

We understand the economic impact that an unanticipated medical cost will have on you and your family. Staying in a nursing home or receiving home health are rarely covered by your health insurance or Medicare and can quickly diminish the resources you have worked so hard to save. That is why our agents specialize in customizing the kind of Long Term Care you are looking for.


If you were to become sick or injured and couldn't work, how would you take care of your family or pay your bills? Disability insurance provides you with a monthly income to take care of your family while you are unable to work.

Personal Umbrella

Today lawsuits are very common for personal injury.  Courts are awarding larger settlements than ever before.  Since no one can predict how much a judge may award an injured person, it is essential that your liability insurance is adequate.  Personal Umbrella insurance is designed to "kick in" after the limits on your Auto, Home, or Watercraft have been exhausted.  Amounts up to 5 million dollars above your normal coverage can be purchased for your protection with a relatively small premium.

Insurance is sold solely by The Hardin County Bank Insurance Agency. Insurance products are: